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Running the Business of Dentistry

by Admin - on Dec 6th 2016 - Comments Off on Running the Business of Dentistry

Dentistry in LondonDentistry school is where you learn all that you need to learn to help people keep their dental health in check. This is where you find out how dental problems can affect people’s lives and how you can help them achieve a better quality of life with good oral health.

But what you don’t learn enough about is how to run a business. Dentistry is a business too; otherwise, how can you expect to keep helping people with oral issues? You need to earn money too and not just money you will be needing after retirement. You have to earn enough so you can live a comfortable life and not just wait until you are too old to be performing any more root canals.

The problem for most dentists is the business part. There’s the part about being a boss, accounting, marketing, office management and many others that may have little or nothing to do with what you were trained to do, and that’s being a dentist.

To help you run your business right, here are some tips.

Hire the right people

This is another concern: how to hire the right people. You need at least one assistant. But that assistant may not have the training or knowledge to keep the books. For that, you may have to pay for financial services recruitment. Your assistant may be good enough to be the office manager too, but finances are different.

Get more training

This is usually not a problem for most dentists. They would gladly join a seminar or go back to some schooling if it meant improving their practice and their knowledge. But then when you get back to the office after the training or after earning your certificate, what do you do? You go back to your old schedule of working with patients. You need to have your schedule adjusted to make room to offer something new that you just learned. You may need equipment or consumables for that too. Make sure you practice this so your new knowledge does not go to waste.

Business is business, and if you don’t offer more than usual you may not be able to get more patients, which means you don’t get to earn more money. So think about this advice; it might just help you grow your practice in ways you never expected.

Finding Lost Souls: Homelessness as a Mental Health Concern

by Admin - on Nov 17th 2016 - Comments Off on Finding Lost Souls: Homelessness as a Mental Health Concern

FHA Loan ProgramHaving a home, as in a physical dwelling, is a fundamental basis for the right to a life of dignity, safety, and security. Feeling at home is vital for good mental and physical health, as it makes you feel more “included”. Renting or owning a house in a neighborhood enhances a person’s private and social life. Simply put, home ownership both a necessity and aspiration that all people share.

The relationship between homelessness and mental illness can be argued based on these circumstances. Having a mental health problem can cause a person to become homeless, and homelessness can cause or exacerbate existing mental health issues.

Homelessness in the US

Several studies report that depression rates are much higher in the homeless population. Rates of hospitalizations are much more pronounced among poor or homeless people. In a 2015 report published by the Nation Alliance to End Homelessness, between 2 to 3 million people in the US experienced an episode of homelessness.

And this number continued to rise as the global financial crisis materialized. By 2014, the number dropped to a million people, an improvement attributed to the passing of the HEARTH Act, which channeled funds to a nationwide homeless assistance system.

There are nearly 100,000 chronically homeless people in the US and many more of them who live in permanent housing still remain poor. But, on a positive note, many family households who experienced homelessness and moved from one transitional shelter to another were able to secure jobs and buy their own homes through the FHA loan program.

Ending Homelessness

Homelessness, much like mental illnesses, is not something you can fix overnight. While like mental illnesses, homelessness is not a hopeless condition. By providing assistance and the economic resources to attain stability, they can bounce back and live a meaningful life.

Psychologists and advocates consider both homelessness and mental illnesses as a matter of public health, which means that we must redouble our efforts to address homelessness and conditions associated with it. In cases like these, psychologists play an important role in identifying the root causes or specific circumstances that push people with mental health problems to being homeless.

But putting an end to homelessness requires cooperation between various members of the community. Temporary shelters are nothing but band-aid solutions. What experts suggest is a more holistic way of bringing back safety and stability to homeless people’s lives.

From Pandemonium to Organisation: A Beautiful Transformation

by Admin - on Nov 11th 2016 - Comments Off on From Pandemonium to Organisation: A Beautiful Transformation

Organised OfficeA clean and organised office depicts an image of confidence and competence. It’s like telling your clients of your efficiency in handling their affairs. A messy office tells a different story.

It’s said that people can judge how your business is doing by looking at your work place. If your files are all over the place, with manuals and other materials scattered all around, it’s either you’re really busy or simply disorganised. Obviously, prospective clients may lean towards the latter and that might not sit well with them. As such, it might be time to get rid of the clutter.


Okay, you’d like to have a hard copy of everything but hey, you need a permanent holding place for them, right? Filing cabinets weren’t invented for nothing, you know. According to the Education and Training Unit website, filing cabinets are necessary to help you file your documents in an orderly manner so that you know where to get them when the time comes. That’s why they’re called filing cabinets in the first place, because it’s where you keep your files organised.

Trays and Cases

You think a cluttered table of documents would come across your client as proof of your hectic business activity? Even that might have a negative effect. It would only show inefficiency in handling documents, which, unfortunately, also translates to ineptitude and incompetence. Buy yourself some of those in-out trays where you can place documents that you need immediately. You can also get a couple of corner trim file case where you can put other documents and manuals. According to Wall Street Journal, it would look nice and more organised to have concentrated areas for certain documents.

Get Dirty

Take an hour of your time, roll up those sleeves and start cleaning your office. Remove unsightly dirt and stains from your table and chairs. You can use a mild cleaning solution for that. If you don’t have time for this, you can always hire professionals engaged in commercial cleaning in Auckland. They can perform the same task in perhaps half the time you need to complete it.

Having a cluttered desk or an office full of files in disarray does not always equate to a successful business operation, says an expert from Allbrite Services Ltd. Even news bureaus, which happen to have one of the busiest business operations, have organised desks and files. With a little bit of help, you can transform your office from a picture of chaotic messiness into orderly perfection.

Play with Light: The Hidden Health Benefits of Blackout Blinds

by Admin - on Nov 9th 2016 - Comments Off on Play with Light: The Hidden Health Benefits of Blackout Blinds

Blackout BlindsTemperature, colour, texture — these are only some environmental factors that can affect people physically and psychologically. The right room lighting, for example, can elicit soporific effects and affect a person’s sleeping pattern or the quality of their sleep. One way to control the light that enters a room is to install blackout blinds, sometimes known as ‘darkening shades.’

Blackout blinds, however, offer far more benefits to users than originally thought.

Lower Risk of Developing Cancer

Experts believe that the human body evolved to adapt to respond to sunlight. A disrupted body clock due to irregular sleep patterns suppresses the creation of necessary hormones like melatonin, which helps prevent breast cancer.

When a room is devoid of light during sleep, the body can rest more deeply and peacefully and is able to prevent changes to its natural internal rhythm. When these actions are in place, physicians say people can avert serious illnesses like cancer, obesity and depression.

Decreased Behavioural Problems in Children

Sleep, as most people know, is essential for the growth of children. Studies have shown, however, that these benefits go further than their physical well-being. Children who get proper sleep perform better in school as their memory improves. There was also a marked improvement in the attention spans of children who slept in darkened rooms with no phone or other artificial light sources.

Furthermore, blackout blinds aid in noise reduction because the cloth acts like double-glazing, according to The quiet space sends children to sleep in a relaxed state, and lowers the possibility of tantrums the next day.

Blackout blinds help control the light that enters a room, which contributes to the overall environment where people reside. With its many other health benefits, their installation could be worth looking into.

Flu Season Is Coming: Protecting Your Kids from Frigid Weather

by Admin - on Nov 4th 2016 - Comments Off on Flu Season Is Coming: Protecting Your Kids from Frigid Weather

Flu SeasonNothing excites kids more than the holiday season because it means getting new gifts and playing in the snow. Apart from Christmas cheer and festivity, however, the winter season also brings weather that makes kids a lot more prone to viruses and common colds.

Fortunately, there are several ways for kids to avoid getting sick during this time of the year.

Get a Yearly Flu Vaccine

Keep your kids from getting sick by getting them vaccinated at least once a year. Flu vaccines immunise your children against four of the most common influenza viruses that thrive during the winter season, so you can be sure that they will be reasonably protected from holiday viruses.

Flu-Friendly School Architecture

Kids spend most of their time in school, so it is important that they stay safe and healthy within the premises. Common areas and places outside the building should keep students comfortable and safe from added exposure to the dropping weather. Simply having covered walkway systems in place can make travelling around the school more convenient because pupils won’t have to worry about dashing from one place to another on bad weather days.

Stopping the Spread of Germs

Kids should be properly educated on the importance of maintaining routinely clean surfaces such as desks and doorknobs to avoid the transfer of viruses and to keep safe and clean.

Good health habits help protect kids from germs, especially when it is so easy to catch an illness through close contact. Covering coughs or sneezes and encouraging hand hygiene among students can go a long way in preventing the spread of flu viruses.

Winter may be a season that makes kids more prone to the flu virus, but that doesn’t mean they cannot stay free from sickness even when they’re away from home. After all, a little bit of cold weather should not spoil the holiday fun.

Sometimes, You Have to Let Go… Of Your Stuff

by Admin - on Sep 23rd 2016 - Comments Off on Sometimes, You Have to Let Go… Of Your Stuff

Decluttered Home in PerthSometimes, you have to let go — of your stuff.

Most homeowners reckon their homes might be too small. Whenever they buy new items for the house, they end up wondering where to keep these. On the contrary, however, their homes are just the right size; there is just too much stuff in it.

There is nothing wrong with buying, but when the house has too many things inside, it compromises your lifestyle. Fortunately, the solution is obvious: it’s time to let go. It sounds easy, but it is difficult to apply. But with discipline and determination, your house will thank you for it.

Letting Go is Hard

Despite the numerous clutter-free tips and local storage units in Perth, some still refuse to let go of their things. In their opinion, they do not need to declutter; they just need more space. While some homeowners can afford to add a square metre or two, others do not have that capability.

When it comes to parting with stuff, people have their own reasons for finding it hard. For example, some of their possessions come with sentimental value. How can you let go of those 30 teddy bears in the storage? Others think they will need said materials in the future.

Admittedly, letting go of some stuff is hard. But on most occasions, it is necessary.

You Need Space

Space offers a positive impact, especially inside the house. It is hard to move around if the kitchen has one too many cabinets or a room filled with overflowing clothes. When you have enough space, it is easier to breathe.

More space also means more activities. A bigger dinner party is possible if the dining area is free from excess cutlery, plates or shelves. The kids can play freely in a backyard without old lawn mowers or chairs scattered. Space is necessary and to have more of it, letting go is essential.

Start Small

Decluttering the house is easy when you start little by little. Sort through your possessions and ask yourself: have I used this for the past three months? If you haven’t, get rid of these through garage sales or by giving it to friends or family.

You need space in your home. The best way to achieve it is by letting go.

Boost Your Credit Score in Three Simple Ways

by Admin - on Sep 19th 2016 - Comments Off on Boost Your Credit Score in Three Simple Ways

credit scoreSo you’ve saved up for the down payment on a new home, but have you taken a long, hard look at your credit score? Your credit score will determine the interest rate you will qualify for on your mortgage, explains. It’s important you’re credit-aware.

An average credit score is good, but it’s not great. And with today’s market demands, you need great credit to qualify for a mortgage and buy your dream house. The good news is you can still do something about it.

Here’s how you can improve your credit, and get a better chance of getting approved:

Pay off your credit card debts

Let’s put it this way: if you’re drowning in credit card debt, lower your expectations. Both your debt-to-income and credit utilization ratio will be high, and that means your lenders will think twice before offering you a loan.

The solution: pay off your balances before submitting mortgage applications. Better yet, add a little extra to the minimum monthly payments. Other than lowering your debt load and boosting your credit score, it can also save you money on interest and show lenders you’re more than qualified.

Stop applying for new credit

A new house can also mean a new car and new furniture. But refrain from applying for auto loans and new credit cards until you’ve locked down your mortgage, or this can raise some red flags.

Shop with intent

It’s smart to shop around for the best rates, but keep the search focused and brief. Over time, your FICO score can start showing your applications as separate inquiries, which can hurt your credit score. It’ll even lower your chances if the lender is using an older version of the FICO score, which reads mortgage applications as separate inquiries when they’re not within two weeks of each other.

Your credit score can sometimes make or break your chances of getting approved for the mortgage of your dreams. Take steps in improving it as early as now, so it’s easier to apply for a mortgage now and other credit lines down the road.

3 Things You Need to Know Before You Rent Out Your Vacation Home

by Admin - on Sep 2nd 2016 - Comments Off on 3 Things You Need to Know Before You Rent Out Your Vacation Home

Vacation HomeWhile renting out your vacation home during the summer may look appealing, there are things you need to know before doing it. After all, this property is somewhat expensive. So, it is normal if you feel hesitant to lease it to strangers even just for a short period. But if you’re still thinking of putting your vacation home up for rent, below are a few tips for you.

  1. Get a Vacation Home Rental Insurance

The Vacation Rentals Insurance says it’s essential to get a proper coverage, as regular homeowners’ policies do not normally cover vacation rentals. If a renter gets injured while staying in your vacation home or guests accidentally started a fire, you are likely to pay physical damages and legal fees on your own. If you want to avoid these hefty expenses, look for an insurance that can cover short-term rentals before leasing your property.

  1. Look for a Reliable Cleaning Crew

Since different kinds of guests will stay at your vacation home, you need a cleaning crew that can do their jobs efficiently. Before taking photos of your vacation home for ads, you need to make sure that the place is clean and attractive to prospective renters. Once the property becomes popular, you’ll also need to maintain its cleanliness in between rental periods. With this kind of business, having a reliable cleaning crew is crucial.

  1.  Establish a Tenant Screening Process

When renting out a holiday home, a rowdy group of tenants could be your worst nightmare. To avoid this, create a strict screening process. Talk to your prospective tenants; ask their age, job, and pertinent information about their group. By screening them thoroughly, you’ll know which ones will likely respect your property and which applicants have the tendency to be destructive.

With these three tips in mind, you’ll be more prepared to rent out your precious vacation home. If you follow these pieces of advice, you can keep your property in good shape while earning a few thousand dollars.

Improve Pay Per Click (PPC) Conversion Rates with 3 Strategies

by Admin - on Aug 19th 2016 - Comments Off on Improve Pay Per Click (PPC) Conversion Rates with 3 Strategies

Pay Per Click in TennesseePay per click (PPC) is an avenue that many businesses use, but not all of them use it correctly. You may have all the money you need to spend for advertising yet you won’t be able to make the most of it. Paid clicks are important to the success of your campaign since using it effectively allows you to boost profits and reach your audience.

Negative Keywords

When a small business owner launches a pay per click (PPC) campaign, they often target their market by using keywords that represent search intent. However, some of those keywords serve as an opening for other phrases unrelated to their campaigns. When you choose specific keywords you would also attract wrong clicks to your website, this wastes resources for your campaign. 

One way to filter certain unrelated keywords for your campaign is to specify negative keywords. Using this feature keeps unwanted traffic away from your site. When you exclude a certain audience, you maximize your resources and get the most out of paid advertising.

Using Click-to-Call

Net360 and other companies offering PPC say that many people use their smartphones to look for products or services online. When they look at a local shop, restaurant or business, there is a good chance they might be on their mobile devices. Upon finding what they need, they may want to contact that company to ask for more information. Google has a click-to-call feature for users to include their contact details in their advertising campaigns. This makes it easier for prospective customers to make a call.

Landing Pages

Modifying the landing pages of your websites may not improve the click-through rate of your paid ads, but it allows you to create better ideas for a focused copy. As you audit and check your landing pages, you will be able to boost ad position and lower your quality score, which may result in a better click-through rate.

Pay per click is a powerful tool, only if you know how to use it effectively. These changes enable you to improve your campaign results.

Applying for a Mortgage? Mind These 3 Things

by Admin - on Jul 26th 2016 - Comments Off on Applying for a Mortgage? Mind These 3 Things

Applying for a MortgageWhen applying for a mortgage, your lender will consider your down payment, credit score, and debt-to-income ratio. If your numbers look good, it is most likely that you will qualify for a mortgage and therefore pursue your dream of buying a home. The amount of loan you can borrow, of course, will depend on individual circumstances, but it may also exceed the amount you can afford comfortably.

Down Payment

If you don’t have a good credit history, paying a sizable down payment can be a great help. The more money you can pay, the less risk your lender will have to take on. You will no longer have to pay private mortgage insurance (PMI) if you can afford 20% down payment. This will then add a few hundred dollars to your monthly loan payment. Down payment ranges from 0% to 20%, but the ideal is 15% to 20%.

Credit Score

Most lenders are all about credit scores today. You can get your free credit score from one of the credit or consumer report agencies. FICO is a commonly used agency, giving scores between 300 and 850. If you want your lender to be flexible, you should aim for a high score (at least 700). says that the higher your score, the more you can qualify for quality mortgage rates.

Debt-to-Income Ratio

It is common for lenders to follow the 28/36 rule, which means that no more 28% of your income should go to loan payment, and taxes and insurance, with debt payments no more than 36% of your salary. There will be no problem if you have to no other debt, as you can dedicate a portion of your income to the mortgage payment. For an FHA-backed loan, you may apply for as much as 41% of your income to debt.

Mortgages are easier to get this year, benefitting all types of buyers including retirees and those looking for a home in expensive markets. While the new rules help buyers, it still important to maintain a good credit score, eliminate debt, and save for a sizable down payment.