A-House e-Community:

GET APPROVED WITH FANNIE MAE OR FREDDIE MAC, NOT JUST WITH A LENDER

Many astute borrowers ask lenders to give them pre-approval letters before shopping for a home.  The borrower wants assurance that they can obtain financing before looking at homes.  While this seems to make a lot of sense, in reality, pre-approval letters are worthless.

A pre-approval is worthless because it is by and large, unenforceable.  To better protect yourself, the smart buyer should always request an approval by Fannie Mae or Freddie Mac.  These approvals are commitments from Fannie Mae or Freddie Mac that they will buy the loan.  This is more important because most loans are done in compliance to Fannie Mae or Freddie Mac guildelines.

Therefore, with an Fannie Mae or Freddie Mac approval, you have a commitment deeper than any lender can give you.  Because a Fannie Mae or Freddie Mac approval is an approval to buy the loan, you can go to any lender to get your loan closed.  You can also get better interest rates and lower fees since the lender knows you can take your loan anywhere.

If you want a sample of a Fannie Mae approval, email doahousebuyer.com. To get a sample approval from Freddie Mac, email lpahousebuyer.com. This is the document you want instead of a pre-approval.

A-HOUSE can get you this very important approval. To get started, complete an application online at www.ahousebuyer.com. Or, if you want advance information on A-HOUSE, email borrowerahousebuyer.com. We will pull your credit, get you a DO or LP approval, and give your loan the widest exposure possible to low-cost lenders. A-HOUSE is always looking for ways to help borrowers!

A-HOUSE stands ready to serve all of your mortgage and real estate needs.  We are educators, originators and real estate agents focused on getting the most out of home ownership for buyers.  If you want to purchase or refinance a home, please give us an opportunity to serve your needs by applying online at www.ahousebuyer.com.  We will walk with you through the homebuying process from start to finish.  Join our alliance and achieve the American dream - home ownership!

Steven Holland
President
A-HOUSE Program Alliance, Inc.
(404) 872-3396, ext. 204
(404) 876-9087 Fax
P.O. Box 50451
Atlanta, GA 30302
shollandahousebuyer.com www.ahousebuyer.com
Georgia Residential Mortgage Licensee